The Government Is At Odds On How To Keep It’s Collecting Pit Bulls From Harassing Us

Debt Collection Agencies are like rabid pit bulls. Once they latch on to you they don’t let go until they rip something away from you”.
When those vultures start circling phones start ringing.
In the fall of 2015 a rider to a must-pass federal budget bill could open the floodgates holding back harassing government debt collectors.
Lawmakers don’t care for the measure, yet they won’t propose any legislation to close the loophole.

The White House’s own analysis of the loophole shows that it won’t really bring in any more money, and could actually be a revenue loser, but the administration hasn’t made any moves to close the loop hole.
What is this loophole and where did it come from?
Well if you haven’t heard in 2015 our local, state, and federal government agencies began outsourcing their strong arm bill collecting requirements to the very dogged, harassing, crude, sometimes lawbreaking agencies that they had recently passed laws in an attempt to reel in – Debt Collection Agencies. If you owe back taxes, student loans, traffic tickets or most anything to the government these folks have been siced on you by the government.
Now while this cozy arrangement with debt hounds allows the hounds to make robocalls for the purpose of collecting debts owed to the federal government, the FCC has tried to shoe horn in some restrictions to keep this from becoming a rampant  free-for-all harassing all – all day long shit storm.
One of the restrictions the FCC embraces would give the debtor the right to stop the collectors from calling them. This right would have to be disclosed by the  collector at the beginning of the call.
“Don’t call my damn number no mo”. Done deal.

Debt collector – “I’ma call her mama and scare the shit out of her and mama will either call little Ms. Deadbeat and chastise her into paying – or maybe mama will just pay little Ms. Deadbeat’s debt.”

Another important restriction would prohibit collectors from contacting family and friends of the alleged debtor. Because we’ve all heard horror stories about rogue debt collectors calling moms, dads, bosses, co-workers in attempts to embarrass debtors into paying.

The most important restriction in this rider would limit Robocalls to three per month. Push back from the collection industry on this one comes as no surprise.
Anybody that’s ever been in the crosshairs of a rogue posse of debt collectors know that they can hit your phone line up to three times an hour. Throttling them down to three calls a month is the equivalent of throttling down a career drug addict to three hits a month.
The loophole has some high profile supporters.  Bank of America, Wells Fargo, Apollo Education [parent company of University of Phoenix], and DeVry Education — continue to argue that these robocalls actually benefit consumers, calling them an “important consumer protection [that] will help those struggling with student loan debt.”
I have not seen the draft of the proposal, so I’m not privy to whether  these restrictions will sustain the snapping teeth of those that oppose.
Additionally, the rules may change after the 30-day open commenting period, which will kick off after the text is made public on the FCC site.
Keep an eye on this one y’all. If it goes unchecked it could become the source of a lot of phone grief for some folks. And if you give rougue debt collectors and inch we all know they’ll take a yard.

Author: Geo Gee

I'm a curious one that finds politics, social issues, and diverse progressive solutions interesting. I believe information and education are the most powerful weapons one can arm himself with. Those two dynamics alone open the doors to opportunities. I also subscribe to each one teach one for a better world for all.

2 thoughts on “The Government Is At Odds On How To Keep It’s Collecting Pit Bulls From Harassing Us”

  1. Reblogged this on California Freelance Paralegal and commented:
    As if dealing with the government bureaucracy was not enough now anyone that owes the government money will have to put up with obnoxious debt collectors. I have seen first hand how some debt collectors will say and do almost anything to collect a debt and they do not much care whether what they are doing is legal or not.

    Liked by 1 person

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